At H.M. Brown & Associates, we work to get you the best financing available.
We collect personal nonpublic information about you from the following sources:
- Information we receive from you on an application for credit or other similar forms.
- Information about your transactions with us and other external businesses, including financial institutions and their affiliates.
- Information we receive from a consumer credit reporting agency.
With your prior authorization, H.M. Brown & Associates will submit your non-public personal information to selected financial institutions to perform services related to the funding of your loan or lease. In some cases the financial institutions may contact you directly in order to perform services relating to the funding of your loan or lease.
It is the policy of H.M. Brown & Associates NOT to disclose personal non-public information to non-financial companies such as magazine publishers, retailers, direct marketers, or nonprofit organizations.
We do not disclose any non-public personal information about you except as permitted by law. Access to your non-public personal information is restricted to selected H.M. Brown & Associates employees and other authorized third parties such as state and federal regulatory authorities that perform periodic quality control reviews for the protection of consumers.
Employees of H.M. Brown & Associates are not permitted to use your information for any other purpose. For your safety, we maintain physical, electronic, and procedural safeguards that comply with federal regulations to further guard your non-public personal information from unauthorized access.
Please be aware that it is our policy to disclose the above non-public personal information to only those companies that perform marketing services on our behalf or to financial institutions with which we have joint marketing agreements. Information provided to companies that provide marketing services may include your name, address, zip code, e-mail address, and phone number.