Qualify for Financing
Important Privacy Information
Rev. 12/2012
What does HM Brown & Associates CO do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal
law gives consumers the right to limit some but not all sharing. Federal law
also requires us to tell you how we collect, share, and protect your personal
information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product
or service you have with us. This information can include:
- Social Security number and employment information
- account balances and payment history
- credit history and credit scores
How?
All financial companies need to share customers’ personal information to run
their everyday business. In the section below, we list the reasons financial
companies can share their customers’ personal information; the reasons HM
Brown & Associates CO chooses to share; and whether you can limit this
sharing.
To Limit Our Sharing
Call 303-740-8065 – our menu will prompt you through your choice(s) or Visit us online: https://www.hmbrown.com/ If you would like to opt-out, click here.
Please note:
If you are a new customer, we can begin sharing your information thirty (30)
days from the date we sent this notice. When you are no longer our customer,
we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Call: 303-740-8065 or go to
https://www.hmbrown.com/
Reasons we can share your personal information
Does HM Brown & Associates CO share?
Can you limit this sharing?
For our everyday business purposes—
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes—
to offer our products and services to you
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes—
information about transactions and experiences
information about transactions and experiences
Yes
No
For our affiliates’ everyday business purposes—
information about your creditworthiness
information about your creditworthiness
Yes
Yes
For our affiliates to market to you
Yes
Yes
For non-affiliates to market to you
Yes
Yes
Who we are
Who is providing this notice?
HM Brown & Associates CO
What we do
How does HM Brown & Associates CO protect my personal
information?
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include
computer safeguards and secured files and buildings.
How does HM Brown & Associates CO collect my personal
information?
We collect your personal information, for example, when you
- Apply for financing or apply for a lease
- Give us your contact information or provide account information
- Show your government-issued ID
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes — information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with
someone else?
Your choices will apply to everyone on your account – unless you tell us
otherwise.
Definitions
Affiliates
Companies related by common ownerships or control. They can be financial and
nonfinancial companies.
- Our affiliates include nonfinancial companies such as Berlin City Nissan ME, Berlin City Honda ME, Berlin City Toyota ME, Berlin City Lexus ME, Berlin City Kia VT, Vista Nissan, Vista Toyota, and Vista Ford Toyota.
Non-affiliates
Companies not related by common ownership or control. They can be financial
and nonfinancial companies.
- Nonaffiliates we share with can include direct marketing companies
Joint Marketing
A formal agreement between nonaffiliated financial companies that together
market financial products or services to you.
- HM Brown & Associates CO does not jointly market.